Built on Canton Network

Private Micro-Lending
Made Simple

MicroLend is a privacy-preserving P2P micro-lending platform powered by Daml smart contracts on Canton Network. Secure, collateral-backed, and reputation-based lending for everyone.

5
Reputation Tiers
100%
Collateral Backed
🔐
Privacy Preserving
Automated Workflows

Why Choose MicroLend?

A secure, transparent, and fair micro-lending ecosystem built on blockchain technology.

🔒

Stablecoin Collateral

Every loan is secured with stablecoin collateral, providing protection for lenders and peace of mind for all participants.

Reputation Tiering

A 5-level system from Starter to Elite that rewards consistent borrowers with lower collateral requirements as their reputation grows.

💰

Fair Interest System

Borrowers with good reputations receive benefits without reducing the yield that lenders receive. Fair for both sides.

🔐

Privacy by Design

Built on Canton's privacy-preserving architecture — only the borrower and lender can view loan details.

📊

Full Audit Trail

Complete action history for every loan, enabling compliance reporting and transparent record-keeping.

Automated Workflows

The entire loan lifecycle — from request to repayment — is automated through Daml smart contracts.

How It Works

Simple, transparent, and automated from start to finish.

1

Connect

Users connect to the platform with their unique Party ID on Canton Network.

2

Create Request

Borrowers submit loan requests specifying amount, interest rate, due date, and collateral.

3

Review & Approve

Lenders review requests with collateral info and borrower tier, then approve or decline.

4

Repay & Complete

Borrowers repay through the interface. Collateral releases and reputation score updates.

Borrower Tier System

A fair tier system that rewards consistent borrowers while protecting lenders.

🥉
Starter
Level 1
Collateral Rate 115%
Benefit Baseline, new user
🥈
Reliable
Level 2
Collateral Rate 114%
Benefit Lower collateral
🥇
Trusted
Level 3
Collateral Rate 113%
Benefit Highly trusted
💎
Prime
Level 4
Collateral Rate 112%
Benefit Experienced borrower
Elite
Level 5
Collateral Rate 111%
Benefit Top-tier, minimum collateral

Experience MicroLend

Download the Android app now and start lending or borrowing securely.

Login Screen
Login
Dashboard
Dashboard
Deposit Token
Deposit Token
Request Loan
Request Loan
Loan Marketplace
Loan Marketplace
Fund Loan
Fund Loan
Detail Funded Loan
Detail Funded Loan
Portfolio
Portfolio
Profile
Profile

Built With the Best

Leveraging cutting-edge blockchain and smart contract technology.

⛓️

Canton Network

Privacy-preserving blockchain

📜

Daml Smart Contracts

Automated loan workflows

🔐

Privacy Architecture

Data visible only to parties

💵

Stablecoin Collateral

Secure, value-stable backing

Get Started with MicroLend

Download the Android app today and experience private, secure micro-lending on Canton Network.

Download Now — Android
Web Version 🚧 Coming Soon
🐈 Built by Team Kucing Oyen